Anti- Money Laundering Services for businesses, financial institutions and individuals

De Micco & Friends is recognized as leading expert in Spain in providing advice to financial institutions businesses an dindividuals on issues related to compliance with anti-money laundering and economic sanctions laws and regulations and the development of global and risk-based anti-money laundering compliance programs.

Know-How and Services

The Anti-Money Laundering practice provides legal and regulatory advice to all types of financial institutions and nonfinancial businesses with respect to compliance with federal and state anti-money laundering laws and regulations, including the Spanish and European regulationsWe represent clients in criminal and regulatory government investigations.

We have developed extensive knowledge and broad anti-money laundering experience.  The group’s members have experience as government lawyers with the Department of the Spanish Treasury, the European Department of Justice,, the U.S. Securities and Exchange Commission (SEC), as well as private practitioners.

Our practice includes advising European. and global banks, securities broker-dealers, mutual funds, investment advisors, private equity funds, insurance companies, money services businesses, financial technology companies, casinos, other financial services businesses, and multinationals on how to comply with Bank Secrecy Act and anti-money laundering laws and regulations.  We assist financial institutions and businesses in developing, enhancing and implementing  enterprise-wide anti-money laundering compliance programs, including customer due diligence and enhanced due diligence, suspicious activity identification and reporting, and currency transaction reporting policies, procedures and internal controls.

De Micco & Friends regularly provide legal and regulatory advice with respect to the development, implementation and enhancement of risk-based enterprise-wide anti-money laundering compliance programs, including drafting Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) policies and procedures, and policies, procedures and internal controls that are reasonably designed to ensure compliance with suspicious activity and currency transaction reporting requirements; wire transfer and other recordkeeping requirements; and economic sanctions laws and regulations administered and enforced by the EU Department of the Treasury’s Office of Foreign Assets Control. 

When Bank Secrecy Act, anti-money laundering and OFAC issues arise in the course of a regulatory examination, we help financial institutions respond to the regulators and address their criticisms.  We also advise clients in connection with regulatory enforcement actions before the federal bank regulators, state regulatory authorities, including assisting financial institutions in taking remedial actions.

De Micco & Friends represent clients in connection with federal and state criminal money laundering and Bank Secrecy Act investigations and prosecutions.  We also conduct internal investigations involving money laundering and Bank Secrecy Act violations for a wide range of clients in the financial services industry and companies with multinational operations.

In connection with mergers, acquisitions and underwritings, De Micco & Friends conduct due diligence reviews for compliance with European and applicable local anti-money laundering, economic sanctions laws and regulations.

De Micco & Friends provide training on all aspects of anti-money laundering and Bank Secrecy Act laws, regulations and requirements, procedures, and current schemes and trends.

Consulting in Privacy and Data Security

Our Privacy and Data Security team counsels clients who process or mange consumer information on privacy developments and compliance in a range of industries, including financial services and FinTech. De Micco & Friends regularly assist in creating privacy and information security programs that can include risk assessments, policies and procedures, employee training, and audits. We also regularly advise on the permissible and secure collection, storage, transfer, and disposal of consumer information, including in the expanding field of data aggregation.

De Micco & Friends has extensive experience in advising on regulations relevant to financial services providers, including all European regulations. In addition, our incident response team provides counsel on issues such as whether consumer, regulatory or other notifications are required or recommended, and whether there are legal requirements or advantages to providing identity theft protection services.

For further questions and specific cases, please use our contact form. We will contact you promptly.

Please contact us for further information.
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